Tips for Choosing the Top Credit Cards for Your Spending Habits

Exploring the credit card benefits options can be overwhelming with so many alternatives available, each offering different miles, cashback, and bonuses. We've optimized the process to make it easier to start in less than 5 minutes, with continuous monitoring so that you are always kept updated if there are improved choices for you.



**Evaluating Your Spending Habits**

The first step is to determine your monthly expenses across different categories such as:
How the Singapore Fintech Festival is Shaping the Future of Finance for Young Singaporeans

- Online
- Contactless
- Restaurant spending
- International payments
- General Spend

This information helps us better understand your spending patterns and determine the most suitable group of credit cards based on your spend.

===

**Tailored Credit Card Recommendations**

Next, our automated tool compares your spending patterns with our collection of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.

We keep a current repository of credit card offers from all leading banks and providers in Singapore, including miles and cashback cards as well as Sign-up Bonuses.

We also provide options for further optimization such as only filtering cards by banks or no-fee options for the first year.

===
Maximize Your Savings with the DBS Multiplier Account: Interest Rates for 2024

**Dynamic Tracking and Advice**

Since card benefits can change over time, our platform continuously updates its recommendations based on your spending and informs you of changes to your selection to enhance your rewards collection. This proactive method ensures you always have the ideal set of cards to achieve the highest returns.

===